01-07-2009, 06:30 PM | #31 |
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01-07-2009, 06:50 PM | #32 |
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OK, please don't flood the TV adds.
My wife hid all sharpe objects a while ago when this stuff started. |
01-17-2009, 06:49 AM | #33 |
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The new MWBC rate sheet came out and much to my surprise they want to lend money out on used as well as new!!
My only concern will be what the buyers are instructed to do and how large of a pain in the butt they will be with additional stips etc ... |
01-17-2009, 06:54 AM | #34 |
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New CFC rate sheet looks real encouraging after all. SEBC 5.49% X 60 Months 740 + FICO. Pre-owned rates are VERY competitive as well...The biggest issue I see is that They only want A+ and A Paper. A- 740 FICO is 11.29%
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01-17-2009, 10:56 AM | #35 | |
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Quote:
What do you think about the 0% offerings on some of the '08's? Not real exciting to me, but maybe it will get customers in the door. |
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01-17-2009, 11:13 AM | #36 |
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Well it is at least something and that is better than nothing
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01-17-2009, 11:25 AM | #37 |
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I always think it's interesting that the CFC Rate Sheets vary by market area.
As we discussed before, they can even be different within the same BC. It makes me wonder if their buying practices vary as much as their rates? |
01-17-2009, 11:35 AM | #38 | |
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Quote:
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01-17-2009, 11:50 AM | #39 |
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Several years ago the buying practices where certainly different. We had a Chrysler Financial Branch in Charlotte NC and one in Greenville SC. We were serviced by the Charlotte branch and a dealer 45 miles away by the Greenville branch. One of our salesman had a brother looking at a Neon. The Charlotte branch turned him down so he went to our competitor and Greenville put him bustin' bugs and burnin' gas. Exact same deal structure. Try explaining that to a rookie salesman and his brother.
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01-17-2009, 11:51 AM | #40 |
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I was about to post we didn't have this... BUT after trip into F&I... there it is. Same rate as well. (MABC)
I'm guessing Chrysler will kill off it's Credit Union bonus $$$ with CF back in the hunt. ??? EDIT: 60 A+ / 5.05% MABC Last edited by CL Pgh; 01-17-2009 at 12:22 PM. |
01-17-2009, 11:53 AM | #41 |
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A+ new rate is 4.99 x 60 in the Denver Business Center.
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01-17-2009, 12:18 PM | #42 |
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West Business Center- Southern California/ Hawaii
6.14% A+ and A 60 mos 10.71% A- 6.39 72 mos. 740 above FICO also 120% advance based on Invoice including tax, title, license, and back- end F+I products seems SoCal is the highest. Interesting to hear what other WBC rates are. The credit here is going from bad to worse. I have had 5 deals in the last 3 days with homes going into foreclosure. |
01-17-2009, 01:48 PM | #43 |
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MWBC is at 4.99 for 60 mos new and 5.50 for 60 mos used.
I don't think the credit union thing will go away, that seemed to read as a strong agreement for 6 mos, I will check with my rep though |
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