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Old 01-30-2018, 08:40 AM   #5
XDCX
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Join Date: Nov 2007
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Quote:
Originally Posted by steve_biegler View Post
Extra rebate for bad credit score??? I think I've seen it all now. 2, 3, 4, tier pricing? What the hell's next.........Even more rebate for a bankruptcy in the last 6 months?
I know, in some ways it seems crazy that if I were to choose to miss a couple of months of my credit card payment I'd be rewarded by FCA with an extra $1,250 rebate that I could use to buy a new Journey.

That said, I understand what FCA is trying to do and imagine the extra $1,250 is helping to sell Journeys to people who are buried in their trade and lack the amount of down payment/rebate needed to get their deal financed. If it were me the only difference I would make would be to treat the $1,250 as Dealer Cash so people like my father wouldn't resent the fact they don't qualify for a $1,250 rebate because they pay their bills.

Concerning people with a recent bankruptcy, your post reminded me of an ad I think I saw in Automotive News a long time ago where a company was selling mailing lists of people who recently completed a bankruptcy. I remember I had to ask someone why anyone would pay for such a list and it was explained that the biggest difference between someone who has filed for bankruptcy and someone who hasn't is the former can't refile for another bankruptcy case until they wait for 2 - 8 years.
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